In current bankruptcy law there is a difference between the type of claim required of an unsecured creditor and one required of a secured creditor. When working with a Riverside CA bankruptcy attorney, an unsecured creditor is required to file a proof of claim against the debtor while a secured creditor operates under different rules. There is a proposed amendment at the federal level that requests that the law be changed to impact all creditors, no matter their status as an unsecured entity or a secured lender. The proposed amendment comes from a judge working in Chicago Illinois.